Property Bank Loans

Finance your property

Hello there! I'm here to tell you about getting a bank loan to buy or finish a home. It's like borrowing money from a bank to help you get the house you want. The banks in Malta, like HSBC Bank Malt plc., Bank of Valetta plc., APS bank, BNF, and Lombard Bank, can help you with this. 

What You Need to Know
The main banks in Malta offer something called Home Loan facilities. These are like special plans to help you get money for your home. It's a good idea to check what each bank is offering, as this can help you save money in the long run.

What Home Loan Offers
Home Loan plans usually have features:

• You can borrow 70% to 80% of the money you need to buy or finish your home
• At the start, you might get a lower interest rate for a few years
• Your monthly payments will be up to 30% of the money you earn
• You an take a long time, up to 40 years, to pay back the loan

What the Banks Need from You
To get a loan, you'll need to show the bank some papers. These might include your recent pay slips and a paper that shows how much you earned (FS3). You'll also need to show how much your home is worth, which can be done by an architect or a manager. If you don't have an account with the bank yet, they might also ask for a reference from someone who knows you. And of course, they'll need copies of your ID card and the agreement for the home you want to buy.

Special Help from Us
At Let Buy Mark Real Estate, we're here to help you get the best loan deal. We work closely with these banks to make sure you get the right package for you. We're with you every step of the way, from before you apply for the loan to after. We're always here to give you advice and assistance. 

So, if you're thinking of getting a bank loan for your dream home, know that we're here to guide you through the process. Let's make your dream of owning a home come true! Contact us today to get started!

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